PolicyVerse is the marketing brand of AMRITA GOPE, an individual insurance agent duly licensed and registered with the Insurance Regulatory and Development Authority of India (IRDAI). PolicyVerse is not an insurance company, broker, or corporate agent. All insurance products are solicited and serviced under the individual agent license of the registered agent mentioned herein.
Legal Disclaimer
The information provided on this website and through PolicyVerse platforms is for general informational and educational purposes only. It does not constitute professional financial, legal, or investment advice.
While every effort is made to ensure accuracy, PolicyVerse makes no representations or warranties of any kind about the completeness, accuracy, or suitability of the information for any purpose.
Any reliance placed on such information is strictly at your own risk. PolicyVerse shall not be liable for any loss or damage arising from the use of this website or its content.
IRDAI Compliance Statement
- Premium collection is done directly through official insurer channels only
- PolicyVerse does not collect, hold, or process any premium amounts
- All policy documents are issued directly by the respective insurer
- Claims are to be filed directly with the concerned insurance company
- PolicyVerse does not guarantee approval of any insurance application or claim
Scope of Services
PolicyVerse provides the following services through its registered agent:
- Insurance advisory and need analysis for individuals, families, and businesses
- Solicitation and procurement of Life Insurance products under LIC of India
- Solicitation and procurement of Health Insurance products under Star Health Insurance
- Solicitation and procurement of General Insurance products under [General Insurer]
- Policy servicing assistance, renewal reminders, and claim guidance support
- Financial literacy content through blogs, videos, and educational resources
Limitations & Exclusions
PolicyVerse expressly does not:
- Underwrite, issue, or guarantee any insurance policy
- Provide investment advice regulated under SEBI
- Operate as an insurance company, broker, or corporate agent
- Guarantee returns on any insurance or financial product
- Collect insurance premiums on behalf of any insurer
- Represent more insurers than permitted under the agent's IRDAI license
- Provide legal advice or act as a legal representative
Intellectual Property
The PolicyVerse brand name, logo, website content, and all associated creative materials are the intellectual property of the registered agent and may not be reproduced or used without prior written permission.
Logos and trademarks of LIC of India, Star Health Insurance, and other insurers displayed on this platform belong to their respective owners and are used solely for representing their products as permitted under the agent's distribution agreement.
Governing Law & Jurisdiction
These terms shall be governed by the laws of India, including:
- The Insurance Act, 1938 (as amended)
- IRDAI (Insurance Intermediaries) Regulations
- Sabka Bima Sabki Raksha (Amendment of Insurance Laws) Act, 2025
- Information Technology Act, 2000
- Consumer Protection Act, 2019
Any disputes shall be subject to the exclusive jurisdiction of courts in Durgapur / Asansol, West Bengal, India. PolicyVerse reserves the right to modify these Terms at any time without prior notice.
Contact Us
For any queries, grievances, or clarifications:
At PolicyVerse, trust is the foundation of every insurance relationship. We are fully committed to protecting your personal data and handling it with the highest standards of confidentiality. This Privacy Policy applies to all information collected through policverse.in, WhatsApp, social media, and direct interactions with our advisory team.
Data We Collect
We collect only the information necessary to provide relevant insurance advisory services:
| Data Type | Examples | Purpose |
|---|---|---|
| Personal Identity | Name, date of birth, gender | Insurance application processing |
| Contact Details | Mobile, email, address | Communication and policy updates |
| Financial Info | Income range, existing policies | Needs analysis and recommendation |
| Health Information | Medical history | Required by insurers for underwriting |
| KYC Documents | PAN, Aadhaar, photo | Mandatory regulatory compliance |
| Website Usage | Pages visited, device info | Improving website experience |
How We Use Your Data
- Providing personalised insurance advisory and need-based product recommendations
- Processing and submitting insurance applications to LIC, Star Health, or [General Insurer]
- Sending policy renewal reminders, premium due alerts, and claim assistance
- Responding to your queries via phone, WhatsApp, or email
- Complying with IRDAI regulatory requirements and KYC norms
- Sharing relevant financial literacy content and product updates
We will never use your data beyond what is stated above without your explicit consent.
Data Sharing
PolicyVerse does not sell your personal data to any third party. Data is shared only in limited circumstances:
- Insurance Companies — LIC, Star Health, and [General Insurer] receive data solely to process your policy
- IRDAI and Regulators — As required by law and regulatory compliance
- Technology Platforms — Hosting and communication tools used to deliver our services
Data Security
- All physical documents containing personal data are stored securely
- Digital data is stored on password-protected, access-controlled systems
- KYC documents are transmitted only through official insurer portals
- Our website uses SSL encryption for all data transmission
- We do not store payment or premium information on our systems
Cookies Policy
Our website policymitra.in may use cookies to enhance your browsing experience:
- Essential Cookies — Required for basic website functionality
- Analytics Cookies — Help us understand how visitors use our site
- Preference Cookies — Remember your settings and preferences
You may disable cookies through your browser settings at any time.
Your Rights
Data Retention
- Active client data is retained for the duration of the policy and as required by law
- KYC records maintained as per IRDAI and regulatory guidelines
- Enquiry data from non-converted leads deleted within 12 months
- Website analytics data retained for a maximum of 26 months
Upon expiry of the retention period, data is securely deleted or anonymised.
Contact Us
For any privacy-related queries, requests, or complaints: